Roof Insurance Claims in Ireland — Getting Storm Damage Covered

Claims rarely fail on cover. They fail on evidence — and evidence is something you can control.

What is normally covered

Sudden damage from an insured event — storm, impact, falling trees — is typically covered. Gradual deterioration, poor maintenance and pre-existing defects are not, in any standard Irish policy.

Why claims get refused

A loss adjuster looking at a roof with eroded ridge mortar and nail-sick slates will attribute missing tiles to wear rather than to the storm, unless there is evidence tying the damage to the event. Dated photographs, a written description of the storm and a professional report are what supply that link.

How we help

On every emergency call-out we photograph the damage before and after making safe, write a report describing the event and the failure mode, and itemise the repair. We will speak to your insurer or loss adjuster directly if it helps.

Need a roofer in Cork?

Free inspection, photographs of what we find and an itemised written quote. Fully insured crews covering all of County Cork.